Distinctive features
Defining our platform
Smart Data Room
A unique Virtual Data Room that follows the receivable for its entire lifecycle.
Granularity
Wizkey Define facilitates the creation of highly-customized portfolios.
Digitalization
A certified digitalization process that grants legal validity to the uploaded files.
Enhanced Due Diligence
Streamline due diligence processes through A.I. and never repeat them.
Tokenization
Leverage blockchain to unlock the power of structured finance operations.
End-to-end process
An all-in-one product to manage operations as never been before.
Permanently attached to the single credit
No more document loss
Granularity increased
Credit value maximized over time
WizKey’s Virtual Data Room offers unlimited storage and is portable, as it is linked to every single credit and gets transferred in whole upon settlement. As such, every receivable is permanently linked to its own data room, eliminating document loss during its lyfe cicle.
Create highly-customized portfolios
Cherry picking of receivables
Regroup credits according to buyers’ needs
Leveraging the potential of our data room portfolios can be defined in different ways with different granularity. The seller can invite multiple potential buyers, allowing cherry-picking of single names as well as definition of new portfolios by regrouping credits according to their needs.
Uploaded documents have legal validity
PDF files can be used in court
Maximum legal protection by design
With our standardized process of digitalization of documents, defined in collaboration with the italian notary service, we make sure that PDF files uploaded on Define are certified copy with legal validity. This, in conjunction with our notarized chat system, grants our users the maximum degree of pre-contractual protection.
Powerful AI applied for due diligence
Automated crosscheck of data
Eliminate information asymmetry
Improves quality of information
Offers better price discovery mechanisms
The due diligence process is facilitated by the automated crosscheck of Data Tape and documentation carried out through an OCR. The results are then permanently attached to the receivables, eliminating information asymmetry and discrepancies between the datatape and the documents.
Tokens are the asset itself
Tokens are liquid
Tokens are immediately transferrable
Protection against double-pledging
Leveraging the potential of the Ethereum blockchain, every receivable is tokenized using the NFT standard ERC-721. The process of tokenization transform typically near-illiquid assets such as receivables into liquid and trasferrable tokens.
Pre-contractual protection granted
Improved management of the operations
All steps are notarized on blockchain
Privacy-by-design
From origination to settlement, every step of a structured finance operation is encoded and can be carried out within Define. Furthermore, our use of notarization on blockchain grants unmatched legal protection for the parties involved in a transaction.